Ralph De Haas

Director of Research, EBRD

Ralph De Haas, a Dutch national, is the Director of Research at the European Bank for Reconstruction and Development. He is also a part-time Associate Professor of Finance at Tilburg University, a Fellow at the European Banking Center and a Visiting Senior Researcher at Lancaster University. Ralph earned a PhD in economics from Utrecht University in 2006 and is the recipient of the 2014 Willem F. Duisenberg Fellowship Prize.

He has published work in the Review of Financial Studies; American Economic Journal: Applied Economics; American Economic Review Papers and Proceedings; Journal of Money, Credit, and Banking; and the Journal of Financial Intermediation, among others. His main research interests include international banking and financial integration, development economics and small-business finance. He is currently working on randomised controlled trials related to financial inclusion in Turkey and Morocco. Ralph lives in London, United Kingdom.

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