Fintech and consumer finance

Part of Antoinette Schoar’s more recent work looks at technological changes in the financial services industry. Tech developments have made many things more efficient, convenient and cheaper — but there’s also a downside.
Looking at the U.S. credit card market, Schoar found that firms may deliberately target less sophisticated consumers and treat them differently from those that are more financially literate.

 

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Topics:  Productivity and Innovation

Tags:  FinTech

Michael M. Koerner (49’) Professor of Entrepreneurial Finance at the MIT Sloan School of Management

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