Stefania Albanesi, 08 November 2019

Doing a good job of deciding who can borrow is fundamental for the global economy. Stefania Albanesi tells Tim Phillips that current consumer credit ratings do a poor job at predicting which of us will default, and explains how she has used machine learning to improve them.

Lorenzo Cappiello, Marco Protopapa, Christoffer Kok, Arjan Kadareja, 03 March 2010

How important is credit availability to the real economy? This column examines evidence from the Eurozone and suggests that a change in loan availability has a positive and statistically significant effect on GDP. This provides support for the policies taken by central banks to alleviate pressures on the banking system.


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