Jaap Bos, Ralph De Haas, Matteo Millone, 22 March 2016

Screening loan applicants is a key principle of sound banking, but it can be challenging when trustworthy information about applicants is not available. Many countries have therefore introduced credit registries that require banks to share borrower information. This column examines how the introduction of a new registry affected the functioning of the credit market in Bosnia and Herzegovina. Mandatory information sharing allowed loan officers to lend more conservatively at both the extensive and intensive margins. The improved credit allocation improved loan quality and lender profitability.

Thorvaldur Gylfason, Per Wijkman, 03 January 2011

Fifteen years after the Dayton Peace Accords, unresolved conflicts in Bosnia and Herzegovina have deadlocked its political system and crippled economic growth. In their second column on the Balkans, the authors argue that to prevent the country from falling apart – with dire consequences for the region – increased engagement by both the EU and the US is needed.

Events

CEPR Policy Research