Romesh Vaitilingam, 06 September 2017

Although we like to see ourselves as sensible and logical decision-makers, studies show that our decisions are driven by many other (often subconscious) factors. The Think Forward Initiative is exploring how people can be empowered to make better financial decisions. This column summarises findings presented at the Initiative’s second Summit, which focused around three broad themes: daily financial affairs; finance for the future; and financial literacy.

Romesh Vaitilingam, 17 November 2016

It is questionable whether the lessons from the relatively new field of household finance have been reflected to any great extent in the way that the banking and financial services industry works. This column introduces the Think Forward Initiative, which seeks to build a bridge between research and action. A better understanding of how and why people spend, save, invest and hold assets can act as a springboard for action to help consumers.

Michalis Haliassos, Phil Thornton, 15 April 2016

Most people misthink financial matters, basing decisions on many factors beyond cold rational logic. This column discusses a new effort – that draws on insights from several disciplines and new data sets – to find ways of helping people better manage the challenges and risks of their personal financial decisions. 

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