Heike Harmgart received her PhD in economics from University College London and is now a Senior Economist in the Office of the Chief Economist at the European Bank for Reconstruction and Development (EBRD) working on agribusiness projects and randomised impact evaluations on microfinance in Eastern Europe and the former Soviet Union.
VoxEU Column
Microcredit: Neither miracle nor mirage
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- Development ![](../../../../../../../../../../var/folders/34/zq18d8kx7kbgby0j06p_j6t40000gn/T/TemporaryItems/NSIRD_screencaptureui_EM2XPo/Screenshot 2022-01-04 at 17.01.16.png)
- Financial Markets
VoxEU Column
Microfinance: Is it time to write off group loans?
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- Development ![](../../../../../../../../../../var/folders/34/zq18d8kx7kbgby0j06p_j6t40000gn/T/TemporaryItems/NSIRD_screencaptureui_EM2XPo/Screenshot 2022-01-04 at 17.01.16.png)
- International Finance
VoxEU Column
Supermarkets and planning regulation
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![](../../../../../../../../../../var/folders/34/zq18d8kx7kbgby0j06p_j6t40000gn/T/TemporaryItems/NSIRD_screencaptureui_EM2XPo/Screenshot 2022-01-04 at 17.01.16.png)
- Productivity and Innovation